FAQ: Where can I go for help if I’m finding it hard to pay my bills?

Did you know that new research suggests over 12 million people are borrowing money for food and essential bills? The cost-of-living crisis has presented many businesses and individuals with unexpected challenges and increased pressure to make ends meet.

If your business is feeling the pinch, take a look at our Financial Difficulty page for tips and guidance or visit Business Debtline, a charity that provides free debt advice to small businesses and self-employed people in the UK. If you’re worried about business debt, you can call their helpline or chat to them at no cost.

Support for you and your employees

Chances are your employees may also be looking for ways to relieve financial strain so we’ve got some resources from trusted information partners that could help.

Help with money and pensions

Our partner Money and Pensions Service (MaPS) has resources that can help people manage their money as prices rise, whether it’s higher bills, debt management or wanting to understand more about pensions.

You can find a link to their MoneyHelper resources, including tools, calculators and guides, here.

Cost of living campaign

MaPS is also running a cost-of-living campaign, which offers free downloadable resources that can be shared with employees. These include:

  • Newsletter content
  • Intranet content
  • Social media posts
  • Posters
  • Cost of living booklet
  • Videos covering topics such as budgeting